All investments involve different degrees of risk. You should be aware of your risk tolerance level and financial situations at all times. Furthermore, you should read all transaction confirmations, monthly, and year-end statements. Read any and all prospectuses carefully before making any investment decisions. You are free at all times to accept or reject all investment recommendations made by natural-habitats.com or Harrogate Ventures BV. All products sold are subject to market risk and may result in the entire loss to the client's investment. Please understand that any losses are attributed to market forces beyond the control or prediction of natural-habitats.com or Harrogate Ventures BV. As you know, a recommendation, which you are free to accept or reject, is not a guarantee for the successful performance of an investment and we are expressly prohibited from guaranteeing accounts against losses arising from market conditions.